Protect your smile. Save on care.

Most dental plans follow a 100/80/50 structure — preventive care like cleanings and exams covered at or near 100%, basic work like fillings around 80%, and major work like crowns around 50%. Many plans include an annual maximum and a waiting period for bigger procedures. We'll match a plan to the care you actually expect to need.

Often yes — PPO plans let you see most dentists, usually at the lowest cost in-network, while DHMO plans require a chosen provider for lower premiums. We verify your dentist's network status before you enroll. If keeping your dentist matters, we'll prioritize plans that include them.

Preventive care is usually available right away, but basic and major procedures often have waiting periods of several months to a year. Some plans waive waiting periods if you've had prior coverage. We'll point you to plans with the shortest waits for the work you need.

Some plans include orthodontic and implant benefits, often with their own lifetime maximums and waiting periods, while others exclude them. If braces or implants are on the horizon, that detail is crucial. We'll specifically compare plans on those benefits for you.

If your family gets regular cleanings and the occasional filling, a dental plan usually pays for itself and protects against the cost of major work. We can add it alongside your medical and vision coverage so everything's handled together. Free quote, no obligation.