Terms of use.

These Terms of Use govern your use of this website. By using this site, you agree to these terms.

About this website

This site is operated by American Insurance & Financial Services, a licensed independent insurance agency. The site provides general information about insurance and financial products and allows you to request a quote or contact a licensed advisor.

Not advice, not an offer of coverage

Information on this site is general in nature and is not insurance, financial, tax, or legal advice. Nothing on this site is an offer to sell or a solicitation to buy any product in any jurisdiction where we are not licensed. No coverage is bound, changed, or canceled through this website. Coverage takes effect only when confirmed in writing by the insurance company.

Quotes and eligibility

Quotes are estimates based on the information provided and are not a guarantee of coverage, price, or approval. Final rates, terms, and eligibility are determined by the insurance company based on underwriting and applicable law. Product availability varies by state.

Your responsibilities

You agree to provide accurate information and to use this site only for lawful purposes. You may not attempt to disrupt the site, access it through automated means without permission, or use its content for unauthorized commercial purposes.

Intellectual property

The content, design, logos, and materials on this site are owned by American Insurance & Financial Services or its licensors and are protected by applicable law. Insurance company names and logos are the property of their respective owners and are shown to identify companies whose products we may offer.

Third-party links

This site may link to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

Disclaimer and limitation of liability

This site is provided "as is" without warranties of any kind, to the fullest extent permitted by law. To the extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this site.

Governing law

These terms are governed by the laws of the State of Utah, without regard to its conflict-of-law rules.

Contact us

American Insurance & Financial Services
1250 E 200 S, Suite 3G
Lehi, UT 84043
joinamerican.com

These terms are provided for general informational purposes and should be reviewed by qualified legal counsel before launch.