Vision Insurance
Protect your vision. See the difference.
Coverage that makes eye care affordable — from routine exams to glasses and contacts — and supports your long-term eye health.
- Covers eye exams, glasses, and contacts
- Helps reduce out-of-pocket costs
- Supports long-term eye health
Independent & licensed
We compare multiple trusted insurance companies
Free, no-obligation quotes · Se habla español
We compare top-rated health & Medicare companies
What it is
Coverage for everyday eye care
Vision insurance helps cover routine exams, corrective lenses, and vision services — making eye care more affordable and helping you catch issues early.
- Covers eye exams, glasses, and contacts
- Helps reduce out-of-pocket costs
- Supports long-term eye health
Why American Insurance
An independent agency working for you
We work for you — not the insurance companies — to find the right coverage at the right price.
- We shop multiple trusted insurance companies — you get the best rate, not one company’s pitch.
- Real licensed advisors — no call centers, no pressure.
- Free, no-obligation quotes. Se habla espanol.
Questions
Frequently asked questions
What does vision insurance cover?
A typical vision plan covers an annual eye exam plus an allowance toward glasses or contacts, often with discounts on lenses, frames, and coatings. Some plans also help with LASIK. For families and anyone who wears corrective lenses, it usually saves more than it costs.
How often can I get new glasses or contacts?
Most plans cover an exam every year and new lenses or frames on a 12- or 24-month schedule, with an allowance you can apply toward your choice. Contacts are usually an alternative to glasses within the same benefit. We'll match the frequency to how often your family actually updates prescriptions.
Can I use my own eye doctor?
Often yes — in-network providers give you the best value, but many plans offer out-of-network reimbursement too. We verify your provider before you enroll so there are no surprises. If your optometrist matters, we'll find a plan that includes them.
Does vision insurance help with LASIK or medical eye issues?
Many vision plans offer a LASIK discount, though they don't pay for it outright. Medical eye conditions like glaucoma or injuries are generally handled by your health insurance, not the vision plan. We'll make sure both are coordinated so nothing falls through the cracks.
Is vision insurance worth it for my family?
If anyone in the household wears glasses or contacts, the exam plus materials allowance usually covers most of the premium — and it encourages the yearly exams that catch problems early. We can bundle it with dental and medical for complete coverage. Free quote anytime.
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You’ll speak with Raiza, Daniela, Janalyn or Karla — licensed advisors, not a call center.
- Takes about 60 seconds
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- Licensed advisor
- We compare multiple companies
Prefer to talk now? Call (801) 531-2060.